Michael Mbuthia is a passionate advocate for using ICT for Development (ICT4D), with a focus on empowering vulnerable, poor, and marginalised communities through technology-driven solutions. He is experienced in designing and implementing enterprise information system architectures across Fintech, Payments, E-Commerce, and E-Government domains, with a strong emphasis on digital transformation, financial inclusion, and scalable infrastructure. Michael is skilled in leveraging innovative technologies to build inclusive digital ecosystems that support sustainable development and equitable access to services.