How risk-based supervision can help unlock responsible innovation and expand access to inclusive digital financial services.
As digital financial services (DFS) evolve, supervisory authorities face increasing pressure to adopt risk-based and proportionate approaches that protect consumers while enabling responsible innovation.
Financial Inclusion Week (FIW) is a free virtual global forum convened by the independent global think tank, Center for Financial Inclusion (CFI), connecting practitioners, policymakers, researchers and innovators from around the world. From 5 to 8 October 2026, the four-day virtual event will feature live plenaries, regional conversations and on-demand sessions from more than 300 expert speakers exchanging ideas and research on how to advance the future of inclusive finance. This year’s theme, “Inclusive Innovation: Building Financial Systems that Work for Everyone”, will explore how responsible innovation can expand access, close gaps and build financial systems that leave no one behind.
Digital Frontiers’ on-demand session explores what happens when supervisory capacity-building moves beyond theory into day-to-day practice and how supervisors can apply risk-based and proportionate approaches in ways that support inclusive digital financial services. Drawing on experiences from participants in Digital Frontiers’ Risk-Based Supervision Programme, the discussion highlights how learning has translated into concrete action, including shifts in inspection approaches, supervisory decision-making, and the application of proportionality in oversight. It also examines the link between capability-building and behavioural change, moving beyond improved understanding alone to look at how supervisors actually apply new approaches in practice.
Panellists will reflect on the role of Communities of Practice (CoPs) in sustaining professional development and building supervision-focused peer networks. The discussion explores what enables supervisors to apply learning in practice and why leadership support, practical application, and ongoing peer engagement are critical to lasting change.
- Moderator: Kauthar Conrad (Community and Professional Development Manager at Digital Frontiers)
- Speakers:
- Michael Eganza (Director of Banking and Payment Services at the Central Bank of Kenya)
- June Ruhweza (Independent Payment Systems Consultant)
- Souraya Sbeih (Independent Financial Sector Consultant)
Register now to join Financial Inclusion Week 2026. Our session “What Happens When Risk-Based Supervision Moves from Theory to Practice?” is available in the On-Demand Library