Insights Driving Global Change.
Insights
Digital Frontiers shares knowledge and perspectives advancing the development of inclusive digital economies through thought leadership articles, case studies, podcasts and webinars that show the ideas and collaborations shaping our work. Our insights reflect the values at the heart of our mission.
Financial Inclusion Week 2026: What Happens When Risk-Based Supervision Moves from Theory to Practice?
How risk-based supervision can help unlock responsible innovation and expand access to inclusive digital financial services. As digital financial services (DFS) evolve, supervisory authorities face increasing pressure to adopt risk-based and proportionate approaches...
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Programme Delivery in Action: Success is More Than a Pass Mark
When a capacity-building programme ends, the first question that is usually asked is, “Was the programme successful?” In other words, “Did the programme have an impact?” On the surface, the answer appears straightforward. We can report how many people enrolled,...
Strengthening Africa’s Animation Industry Through New Pathways to Market, Investment and Growth
Cape Town, South Africa | 14 September 2026 With support from the Government of Japan, Digital Frontiers, in partnership with the Triggerfish Foundation and on behalf of the UNDP timbuktoo Creatives Hub in Cape Town, is delivering the Animation Studio Accelerator...
How Artificial Intelligence Powers Learning and Impact at Digital Frontiers
Artificial intelligence (AI) is transforming the way organisations learn, collaborate, and solve complex challenges. Across governments, financial institutions, development organisations and the private sector, AI has the potential to create new opportunities to...
New Digital Identity Course Explores the Identity Layer of Digital Public Infrastructure
Digital public infrastructure depends on three foundational layers: digital identity, digital payments, and data exchange. Of the three, digital identity sits at the centre, as any successful DPI system needs to be able to assign and verify users with a unique...
How Ghana Is Driving Financial Inclusion Through Digital Payments
Introduction For a growing number of Ghanaians, their first financial account is not a bank account. It is a mobile money wallet that can be opened in minutes and funded at a roadside kiosk. Mobile money continues to expand its role in Ghana’s financial sector, with...
Why SIM Cards Are the Missing Link in Africa’s Financial Inclusion Revolution
The woman selling tomatoes at the roadside market does not need a bank branch. She does not even need mobile money in the abstract. She needs a SIM (Subscriber Identity Module) card in her hand because a SIM card is more than a piece of technology. It is a point of...
How Digital Frontiers Is Strengthening Risk-Based Supervision for Inclusive DFS
Digital Frontiers launched its Risk-Based Supervision for Inclusive Digital Financial Services Programme in early 2026, an eight-week scholarship-funded initiative designed to strengthen supervisory capacity in fast-evolving digital finance markets. Over an intensive...
From Access to Resilience: Rethinking Financial Inclusion in Zimbabwe’s Digital Finance Era
Financial inclusion in Zimbabwe, and across much of Africa, has entered a new phase. For many years, the central question was whether people had access to formal financial services. Today, the more important question is whether those services are affordable, trusted,...
Digital Innovation Unlocks Tremendous Potential and Opportunity In The Agri-Industry
For many farmers across sub-Saharan Africa, getting livestock to auction can mean travelling long distances at high cost and risk. For farmers in remote areas, reaching buyers beyond the local community has traditionally required a difficult journey to a physical...
Building the Foundations for Implementing Digital Public Infrastructure
As governments and institutions accelerate digital transformation, Digital Public Infrastructure (DPI) is emerging as a critical foundation for inclusive digital economies worldwide. Organisations across the public and private sectors are increasingly seeking...
How to Design Online Learning for Low-Bandwidth Contexts
Today, 73.2 per cent of the world is online. Internet adoption continues to grow with a 5.1 per cent year-on-year growth; there is still one third of the global population with little or no access to the internet, mostly in developing countries within the Global South...
Africa in the Age of Agentic AI: Competing Without the Bottom of the Stack
Over the past six months, I have been trying to make sense of what artificial intelligence really means for financial systems, particularly in Sub-Saharan Africa. The more I looked at it, the clearer one pattern became. One conclusion has become clear: artificial...